with Kanika Vigwith Kanika VigMost newcomers never check. In a free 15-minute call you'll find out what you qualify for, how much coverage your family needs and what it would cost. In plain words, in English, Hindi or Punjabi. Then you decide.
Choose a time that works for you and I'll call you then. You'll hang up knowing what you qualify for and what it would cost.
You'll get a confirmation text and a reminder before your call, so you won't miss it.
Coverage through work is a good start, but it usually isn't enough, and it isn't yours. If you change jobs, lose your job or start your own business, it usually ends. Coverage you own stays with you.
Illustrative only. Work plans vary, and what your family needs depends on your debts, your income and your goals. That's what the 15-minute call is for.
Life insurance in Canada can be confusing when you're new. I explain it in plain words, so you know what you're getting and why.
English, Hindi or Punjabi. Whatever you're most comfortable in, so nothing gets lost in translation.
A free review of what you have and what your family would need. If it doesn't make sense for you, that's the end of it.
Your family, your work and how long you've been in Canada. Your situation, not a generic example.
Which coverage fits your family and what it would cost, in plain words.
If it makes sense, great. If it doesn't, that's the end of it. Nothing to sign either way.
Often, yes. What you qualify for depends on things like your status in Canada, how long you've been here and your health. That's exactly what I check on the call.
It's a good start, but for most families it isn't enough. Work coverage is often 1 to 2 times your salary, and it usually ends when you leave the job. On the call I'll show you what you have and what your family would need.
Yes. The call costs nothing and there's no obligation. Booking a time doesn't sign you up for anything.
Yes. I speak English, Hindi and Punjabi, so pick whatever you're most comfortable in.
No. My job is to explain your options in plain words and answer your questions. If it's a fit, great. If not, no hard feelings.
That's what the call is for. Term life insurance often costs less than people expect, especially when you start young and healthy. You'll see real numbers before you decide anything.
About 15 minutes on the phone, at a time you pick. Before the call you'll get a short form that takes about a minute. That's it.